Question 1

1. Is Apple Pay available in India?

Accepted Answer

Yes. Apple Pay officially launched in India on September 30, 2026. At launch, eligible Axis Bank Visa and Mastercard credit cards are supported.

Question 2

2. Which bank cards work with Apple Pay in India?

Accepted Answer

Currently, Apple's Indian support list includes eligible Axis Bank Visa and Mastercard credit cards. The list may expand as additional banks and card types are supported.

Question 3

3. Can I use Apple Pay without internet?

Accepted Answer

For supported in-store transactions, Apple Pay can work without an active Wi-Fi or cellular connection because the device communicates with the payment terminal using NFC. Transaction information may update after the device reconnects to the internet.

Question 4

Is Apple Pay free?

Accepted Answer

Apple does not charge users a fee for making payments through Apple Pay. However, the card issuer may apply its normal charges or fees.

Question 5

5. What is the difference between Apple Pay and a mobile payment application?

Accepted Answer

A mobile payment application can refer broadly to an app used for digital payments. UPI applications generally connect users with bank accounts, while Apple Pay currently provides card-based payments through supported Apple devices.

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